Real Reviews · Gastonia
Top-Reviewed Mortgage Brokers in Gastonia, NC
What are customers actually saying? Read verified reviews for mortgage brokers in Gastonia — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Gastonia, NC by verified customer ratings and review volume. The highest-rated is On Q Home Loans- Ben Ingle with a 5.0-star rating from 116 verified reviews. Also in the top tier: Regional Finance and Planet Home Lending, LLC - Belmont. The average rating across all listed mortgage brokers in Gastonia is 4.8 stars from 40 reviews per business on average.
Mortgage brokers in Gastonia: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.8★
Avg rating
40
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
On Q Home Loans- Ben Ingle
129 S Battleground Ave, Kings Mountain, NC 28086, USA
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052, USA
Planet Home Lending, LLC - Belmont
100 N Main St Suite 140, Belmont, NC 28012, USA
Mortgage Brokers Rankings in Gastonia, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | On Q Home Loans- Ben Ingle129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 116 |
| #2 | Regional Finance2568 W Franklin Blvd, Gastonia, NC 28052, USA | 4.7★ | 108 |
| #3 | Planet Home Lending, LLC - Belmont100 N Main St Suite 140, Belmont, NC 28012, USA | 4.8★ | 59 |
| #4 | Movement Mortgage1000 S New Hope Rd, Gastonia, NC 28054, USA | — | — |
| #5 | C&F Mortgage Corp1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA | 4.9★ | 38 |
| #6 | American Security Mortgage1566 Union Rd, Gastonia, NC 28054, USA | 5.0★ | 2 |
| #7 | On Q Home Loans - Rene Taubensee129 S Battleground Ave, Kings Mountain, NC 28086, USA | 5.0★ | 31 |
| #8 | David Frum | E Mortgage Capital1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA | 5.0★ | 2 |
| #9 | Linda Hinson1000 S New Hope Rd, Gastonia, NC 28054, USA | 4.7★ | 12 |
| #10 | Caliber Home Loans1310 E Garrison Blvd, Gastonia, NC 28054, USA | 4.3★ | 16 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Gastonia
Movement Mortgage
1000 S New Hope Rd, Gastonia, NC 28054, USA
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054, USA
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054, USA
On Q Home Loans - Rene Taubensee
129 S Battleground Ave, Kings Mountain, NC 28086, USA
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054, USA
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054, USA
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054, USA
The Johnston Mortgage Group
4633 McChesney Dr, Gastonia, NC 28056, USA
George Violante at CrossCountry Mortgage
264 Latitude Ln Suite 102 Offices 1&4, Lake Wylie, SC 29710, USA
The Knorr Group of ALCOVA Mortgage | Gastonia, NC
121 W Main Ave ste 104, Gastonia, NC 28052, USA
Mortgage, Bank of America
355 S New Hope Rd, Gastonia, NC 28054, USA
Commercial Lending Gastonia NC
1562 Union Rd, Gastonia, NC 28054, USA
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056, USA
Cornerstone Residential Mortgage
56 White Oak Rd, Arden, NC 28704, USA
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Frequently Asked Questions — Mortgage Brokers in Gastonia
What does a mortgage broker do differently than going directly to a bank in Gastonia?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gastonia?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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