Low Cost · Mount Vernon
Cheap Mortgage Brokers in Mount Vernon, NY — Best Prices
Compare mortgage brokers prices in Mount Vernon to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Mount Vernon, NY by verified customer ratings and review volume. The highest-rated is Maple Tree Funding with a 4.9-star rating from 288 verified reviews. Also in the top tier: Premium Mortgage Corporation and PrimeLending, A PlainsCapital Company - Syracuse. The average rating across all listed mortgage brokers in Mount Vernon is 4.9 stars from 93 reviews per business on average.
Mortgage brokers in Mount Vernon: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
93
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Maple Tree Funding
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA
Premium Mortgage Corporation
2541 Monroe Ave, Rochester, NY 14618, USA
PrimeLending, A PlainsCapital Company - Syracuse
6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA
Mortgage Brokers Rankings in Mount Vernon, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Maple Tree Funding1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA | 4.9★ | 288 |
| #2 | Premium Mortgage Corporation2541 Monroe Ave, Rochester, NY 14618, USA | 4.5★ | 302 |
| #3 | PrimeLending, A PlainsCapital Company - Syracuse6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA | 4.8★ | 123 |
| #4 | Tier One Mortgage40 Barrett Dr, Webster, NY 14580, USA | 5.0★ | 20 |
| #5 | Commercial Lending Mount Vernon NY229 E Sandford Blvd, Mt Vernon, NY 10553, USA | — | — |
| #6 | Supreme Lending50 Clinton Ave Suite 1, Cortland, NY 13045, USA | 5.0★ | 55 |
| #7 | Homestead Funding Corp: Sherri Forbes | NMLS# 58966321 Goodway Dr Suite B5, Rochester, NY 14623, USA | 5.0★ | 30 |
| #8 | Chase Mortgage22 W 1st St, Mt Vernon, NY 10550, USA | — | — |
| #9 | Chase Home Lending511 Gramatan Ave, Mt Vernon, NY 10552, USA | — | — |
| #10 | Homestead Funding Corp. – Lockport76 West Ave Suite #2C, Lockport, NY 14094, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Mount Vernon
Tier One Mortgage
40 Barrett Dr, Webster, NY 14580, USA
Commercial Lending Mount Vernon NY
229 E Sandford Blvd, Mt Vernon, NY 10553, USA
Supreme Lending
50 Clinton Ave Suite 1, Cortland, NY 13045, USA
Homestead Funding Corp: Sherri Forbes | NMLS# 589663
21 Goodway Dr Suite B5, Rochester, NY 14623, USA
Chase Mortgage
22 W 1st St, Mt Vernon, NY 10550, USA
Chase Home Lending
511 Gramatan Ave, Mt Vernon, NY 10552, USA
Homestead Funding Corp. – Lockport
76 West Ave Suite #2C, Lockport, NY 14094, USA
Homestead Funding Corp. – Utica
1707 Oriskany St W Suite 110, Utica, NY 13502, USA
Weatherstone Mortgage Corp.
20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA
Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 403829
132 Parkway Rd, Bronxville, NY 10708, USA
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Frequently Asked Questions — Mortgage Brokers in Mount Vernon
What does a mortgage broker do differently than going directly to a bank in Mount Vernon?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mount Vernon?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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