Local Pros · Mount Vernon
Local Mortgage Brokers in Mount Vernon, NY
Locally owned and operated mortgage brokers serving Mount Vernon and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Mount Vernon, NY by verified customer ratings and review volume. The highest-rated is Maple Tree Funding with a 4.9-star rating from 288 verified reviews. Also in the top tier: Premium Mortgage Corporation and PrimeLending, A PlainsCapital Company - Syracuse. The average rating across all listed mortgage brokers in Mount Vernon is 4.9 stars from 93 reviews per business on average.
Mortgage brokers in Mount Vernon: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
93
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Maple Tree Funding
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA
Premium Mortgage Corporation
2541 Monroe Ave, Rochester, NY 14618, USA
PrimeLending, A PlainsCapital Company - Syracuse
6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA
Mortgage Brokers Rankings in Mount Vernon, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Maple Tree Funding1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA | 4.9★ | 288 |
| #2 | Premium Mortgage Corporation2541 Monroe Ave, Rochester, NY 14618, USA | 4.5★ | 302 |
| #3 | PrimeLending, A PlainsCapital Company - Syracuse6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA | 4.8★ | 123 |
| #4 | Tier One Mortgage40 Barrett Dr, Webster, NY 14580, USA | 5.0★ | 20 |
| #5 | Commercial Lending Mount Vernon NY229 E Sandford Blvd, Mt Vernon, NY 10553, USA | — | — |
| #6 | Supreme Lending50 Clinton Ave Suite 1, Cortland, NY 13045, USA | 5.0★ | 55 |
| #7 | Homestead Funding Corp: Sherri Forbes | NMLS# 58966321 Goodway Dr Suite B5, Rochester, NY 14623, USA | 5.0★ | 30 |
| #8 | Chase Mortgage22 W 1st St, Mt Vernon, NY 10550, USA | — | — |
| #9 | Chase Home Lending511 Gramatan Ave, Mt Vernon, NY 10552, USA | — | — |
| #10 | Homestead Funding Corp. – Lockport76 West Ave Suite #2C, Lockport, NY 14094, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Mount Vernon
Tier One Mortgage
40 Barrett Dr, Webster, NY 14580, USA
Commercial Lending Mount Vernon NY
229 E Sandford Blvd, Mt Vernon, NY 10553, USA
Supreme Lending
50 Clinton Ave Suite 1, Cortland, NY 13045, USA
Homestead Funding Corp: Sherri Forbes | NMLS# 589663
21 Goodway Dr Suite B5, Rochester, NY 14623, USA
Chase Mortgage
22 W 1st St, Mt Vernon, NY 10550, USA
Chase Home Lending
511 Gramatan Ave, Mt Vernon, NY 10552, USA
Homestead Funding Corp. – Lockport
76 West Ave Suite #2C, Lockport, NY 14094, USA
Homestead Funding Corp. – Utica
1707 Oriskany St W Suite 110, Utica, NY 13502, USA
Weatherstone Mortgage Corp.
20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA
Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 403829
132 Parkway Rd, Bronxville, NY 10708, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Mount Vernon, NY.
Frequently Asked Questions — Mortgage Brokers in Mount Vernon
What does a mortgage broker do differently than going directly to a bank in Mount Vernon?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mount Vernon?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Mount Vernon
Related Searches
More ways to find mortgage brokers in Mount Vernon
Mortgage Brokers in nearby cities