10+ Years · Mount Vernon
Experienced Mortgage Brokers in Mount Vernon, NY
Experience matters. These mortgage brokers in Mount Vernon have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Mount Vernon, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Maple Tree Funding with a 4.9-star rating from 288 Google reviews and an RNM Score of 87/100. Also in the top tier: Premium Mortgage Corporation and PrimeLending, A PlainsCapital Company - Syracuse. The average rating across all listed mortgage brokers in Mount Vernon is 4.9 stars from 93 reviews per business on average.
Mortgage brokers in Mount Vernon: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Tier One Mortgage
Tier One Mortgage stands out as top-ranked due to its name and reputation as a premier mortgage broker in Mount Vernon.
Most Reviewed
Supreme Lending
A high review count reflects extensive customer feedback, helping consumers assess reliability and service quality.
When choosing a mortgage broker in Mount Vernon, compare rates and fees from multiple brokers, and prioritize local expertise and responsiveness to ensure a smooth home loan process.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
93
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Highly rated Mount Vernon mortgage broker with a 4.9-star average from nearly 300 reviews.
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USATrusted by hundreds of local clients, this Mount Vernon broker holds a strong 4.5-star rating.
2541 Monroe Ave, Rochester, NY 14618, USATrusted by hundreds with a 4.8-star rating for local mortgage services.
6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USAMortgage Brokers Rankings in Mount Vernon, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Maple Tree Funding1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA | 4.9★ | 288 |
| #2 | Premium Mortgage Corporation2541 Monroe Ave, Rochester, NY 14618, USA | 4.5★ | 302 |
| #3 | PrimeLending, A PlainsCapital Company - Syracuse6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA | 4.8★ | 123 |
| #4 | Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 403829132 Parkway Rd, Bronxville, NY 10708, USA | — | — |
| #5 | Tier One Mortgage40 Barrett Dr, Webster, NY 14580, USA | 5.0★ | 20 |
| #6 | Supreme Lending50 Clinton Ave Suite 1, Cortland, NY 13045, USA | 5.0★ | 55 |
| #7 | Weatherstone Mortgage Corp.20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA | 5.0★ | 13 |
| #8 | Homestead Funding Corp. – Utica1707 Oriskany St W Suite 110, Utica, NY 13502, USA | 5.0★ | 5 |
| #9 | Homestead Funding Corp. – Lockport76 West Ave Suite #2C, Lockport, NY 14094, USA | 5.0★ | 3 |
| #10 | Chase Home Lending511 Gramatan Ave, Mt Vernon, NY 10552, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Mount Vernon
A local mortgage broker with no customer ratings or reviews on Google yet.
132 Parkway Rd, Bronxville, NY 10708, USA
Mount Vernon's top-rated mortgage broker with a perfect 5.0 stars from 20 reviews.
40 Barrett Dr, Webster, NY 14580, USA
Rated 5.0 stars from 55 Google reviews in Mount Vernon.
50 Clinton Ave Suite 1, Cortland, NY 13045, USA
Rated 5.0 stars from 13 Google reviews, reflecting exceptional client satisfaction.
20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA
Exceptional 5.0-star rating based on 5 Google reviews from local clients.
1707 Oriskany St W Suite 110, Utica, NY 13502, USA
Exceptional 5.0-star rating from a small number of Google reviews.
76 West Ave Suite #2C, Lockport, NY 14094, USA
Mount Vernon mortgage broker with no customer reviews yet for you to consider.
511 Gramatan Ave, Mt Vernon, NY 10552, USA
Mount Vernon mortgage broker with no customer reviews yet, so consider requesting a personal referral.
22 W 1st St, Mt Vernon, NY 10550, USA
5.0 stars from 30 reviews, reflecting exceptional client satisfaction.
21 Goodway Dr Suite B5, Rochester, NY 14623, USA
No ratings yet from 0 Google reviews for this Mount Vernon mortgage broker.
229 E Sandford Blvd, Mt Vernon, NY 10553, USA
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Mortgage Brokers in Mount Vernon, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Maple Tree Funding | 87/100 | 4.9 ★ | 288 |
| 2 | Premium Mortgage Corporation | 80/100 | 4.5 ★ | 302 |
| 3 | PrimeLending, A PlainsCapital Company - Syracuse | 81/100 | 4.8 ★ | 123 |
| 4 | Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 403829 | 3/100 | — | 0 |
| 5 | Tier One Mortgage | 75/100 | 5.0 ★ | 20 |
| 6 | Supreme Lending | 80/100 | 5.0 ★ | 55 |
| 7 | Weatherstone Mortgage Corp. | 73/100 | 5.0 ★ | 13 |
| 8 | Homestead Funding Corp. – Utica | 68/100 | 5.0 ★ | 5 |
| 9 | Homestead Funding Corp. – Lockport | 66/100 | 5.0 ★ | 3 |
| 10 | Chase Home Lending | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Mount Vernon
What does a mortgage broker do differently than going directly to a bank in Mount Vernon?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mount Vernon?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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