10+ Years · Mount Vernon

Experienced Mortgage Brokers in Mount Vernon, NY

Experience matters. These mortgage brokers in Mount Vernon have years of proven work behind them — and the reviews to back it up.

As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Mount Vernon, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Maple Tree Funding with a 4.9-star rating from 288 Google reviews and an RNM Score of 87/100. Also in the top tier: Premium Mortgage Corporation and PrimeLending, A PlainsCapital Company - Syracuse. The average rating across all listed mortgage brokers in Mount Vernon is 4.9 stars from 93 reviews per business on average.

Mortgage brokers in Mount Vernon: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Tier One Mortgage

Tier One Mortgage stands out as top-ranked due to its name and reputation as a premier mortgage broker in Mount Vernon.

Most Reviewed

Supreme Lending

A high review count reflects extensive customer feedback, helping consumers assess reliability and service quality.

When choosing a mortgage broker in Mount Vernon, compare rates and fees from multiple brokers, and prioritize local expertise and responsiveness to ensure a smooth home loan process.

Filter:

Local Market Snapshot

13

Businesses listed

4.9★

Avg rating

93

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

4.9(288 reviews)

Highly rated Mount Vernon mortgage broker with a 4.9-star average from nearly 300 reviews.

1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA
4.5(302 reviews)

Trusted by hundreds of local clients, this Mount Vernon broker holds a strong 4.5-star rating.

2541 Monroe Ave, Rochester, NY 14618, USA
4.8(123 reviews)

Trusted by hundreds with a 4.8-star rating for local mortgage services.

6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA

Mortgage Brokers Rankings in Mount Vernon, NY

#BusinessRatingReviews
#1Maple Tree Funding1202 Troy-Schenectady Rd Building 3, Latham, NY 12110, USA4.9288
#2Premium Mortgage Corporation2541 Monroe Ave, Rochester, NY 14618, USA4.5302
#3PrimeLending, A PlainsCapital Company - Syracuse6702 Buckley Rd 130 Building B, North Syracuse, NY 13212, USA4.8123
#4Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 403829132 Parkway Rd, Bronxville, NY 10708, USA
#5Tier One Mortgage40 Barrett Dr, Webster, NY 14580, USA5.020
#6Supreme Lending50 Clinton Ave Suite 1, Cortland, NY 13045, USA5.055
#7Weatherstone Mortgage Corp.20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA5.013
#8Homestead Funding Corp. – Utica1707 Oriskany St W Suite 110, Utica, NY 13502, USA5.05
#9Homestead Funding Corp. – Lockport76 West Ave Suite #2C, Lockport, NY 14094, USA5.03
#10Chase Home Lending511 Gramatan Ave, Mt Vernon, NY 10552, USA

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Mount Vernon

4
· 0 reviews

A local mortgage broker with no customer ratings or reviews on Google yet.

132 Parkway Rd, Bronxville, NY 10708, USA

5
5.0· 20 reviews

Mount Vernon's top-rated mortgage broker with a perfect 5.0 stars from 20 reviews.

40 Barrett Dr, Webster, NY 14580, USA

6
5.0· 55 reviews

Rated 5.0 stars from 55 Google reviews in Mount Vernon.

50 Clinton Ave Suite 1, Cortland, NY 13045, USA

7
5.0· 13 reviews

Rated 5.0 stars from 13 Google reviews, reflecting exceptional client satisfaction.

20 Peachtree Ct Suite 101, Holbrook, NY 11741, USA

8
5.0· 5 reviews

Exceptional 5.0-star rating based on 5 Google reviews from local clients.

1707 Oriskany St W Suite 110, Utica, NY 13502, USA

9
5.0· 3 reviews

Exceptional 5.0-star rating from a small number of Google reviews.

76 West Ave Suite #2C, Lockport, NY 14094, USA

10
· 0 reviews

Mount Vernon mortgage broker with no customer reviews yet for you to consider.

511 Gramatan Ave, Mt Vernon, NY 10552, USA

11
· 0 reviews

Mount Vernon mortgage broker with no customer reviews yet, so consider requesting a personal referral.

22 W 1st St, Mt Vernon, NY 10550, USA

12
5.0· 30 reviews

5.0 stars from 30 reviews, reflecting exceptional client satisfaction.

21 Goodway Dr Suite B5, Rochester, NY 14623, USA

13
· 0 reviews

No ratings yet from 0 Google reviews for this Mount Vernon mortgage broker.

229 E Sandford Blvd, Mt Vernon, NY 10553, USA

Data from Google Business listings
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Mortgage Brokers in Mount Vernon, NY — Compared

#BusinessRNM ScoreRatingReviews
1Maple Tree Funding87/1004.9 ★288
2Premium Mortgage Corporation80/1004.5 ★302
3PrimeLending, A PlainsCapital Company - Syracuse81/1004.8 ★123
4Fady K Shehadeh - Chase Home Lending Advisor - NMLS ID 4038293/1000
5Tier One Mortgage75/1005.0 ★20
6Supreme Lending80/1005.0 ★55
7Weatherstone Mortgage Corp.73/1005.0 ★13
8Homestead Funding Corp. – Utica68/1005.0 ★5
9Homestead Funding Corp. – Lockport66/1005.0 ★3
10Chase Home Lending3/1000

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Mount Vernon

What does a mortgage broker do differently than going directly to a bank in Mount Vernon?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Mount Vernon?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in NY?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Mount Vernon, NY

This page lists and ranks 13 mortgage brokers serving Mount Vernon, NY as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 93 customer reviews per business. The top-ranked mortgage brokers in Mount Vernon by our algorithm is Maple Tree Funding (4.9 stars, 288 reviews). Mortgage brokers in Mount Vernon: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Mount Vernon: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NY licensing board before hiring.

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