Licensed · Tacoma
Licensed & Insured Insurance Agents in Tacoma, WA
Every insurance agents listed here carries proper licensing and insurance in WA. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Tacoma, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Alliance West Insurance with a 4.9-star rating from 984 Google reviews and an RNM Score of 98/100. Also in the top tier: Sound Pacific Insurance and Freeway Insurance. The average rating across all listed insurance agents in Tacoma is 4.7 stars from 288 reviews per business on average.
Insurance in Tacoma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Calen Nelsen - State Farm Insurance Agent
Calen Nelsen is top-ranked due to strong local reputation and comprehensive personal service backed by State Farm's national reliability.
Most Reviewed
Calen Nelsen - State Farm Insurance Agent
A high review count indicates broad customer trust and consistent service experience over time.
When choosing an insurance agent in Tacoma, compare both independent brokers like Reliable Insurance Brokers LLC for multiple quotes and direct agents like Calen Nelsen for personalized policy management. Always verify licensing and read recent reviews to ensure local responsiveness.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
288
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Praised by hundreds of local clients with an exceptional 4.9-star average rating.
6919 Lakewood Dr W Ste. D-1, Tacoma, WA 98467, USATop-rated Tacoma insurance agent with a perfect 5.0★ rating from 735 reviews.
3518 6th Ave Ste 202, Tacoma, WA 98406, USATrusted by hundreds of locals with a near-perfect 4.9-star rating.
6433 S Tacoma Way, Tacoma, WA 98409, USAInsurance Agents Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alliance West Insurance6919 Lakewood Dr W Ste. D-1, Tacoma, WA 98467, USA | 4.9★ | 984 |
| #2 | Sound Pacific Insurance3518 6th Ave Ste 202, Tacoma, WA 98406, USA | 5.0★ | 735 |
| #3 | Freeway Insurance6433 S Tacoma Way, Tacoma, WA 98409, USA | 4.9★ | 353 |
| #4 | Ozanich Insurance Brokers3925 S Orchard St, Tacoma, WA 98466, USA | 4.7★ | 69 |
| #5 | Moorehead Insurance Agency1302 N I St, Tacoma, WA 98403, USA | 4.8★ | 25 |
| #6 | W Insurance Group1007 Pacific Ave, Tacoma, WA 98402, USA | 4.7★ | 13 |
| #7 | Butler Auto Insurance Solutions1301 A St #105, Tacoma, WA 98402, USA | 5.0★ | 2 |
| #8 | Joe Yi - State Farm Insurance Agent7803 Pacific Ave A, Tacoma, WA 98408, USA | 4.9★ | 456 |
| #9 | Farmers Insurance - Anel Galicia Pichardo1015 Pacific Ave #102, Tacoma, WA 98402, USA | 4.8★ | 353 |
| #10 | Total Health Insurance2404 S Union Ave, Tacoma, WA 98405, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Tacoma
Trusted by locals with a 4.7-star rating across dozens of reviews.
3925 S Orchard St, Tacoma, WA 98466, USA
4.8 stars from 25 reviews, reflecting exceptional local service.
1302 N I St, Tacoma, WA 98403, USA
Trusted by local clients with a strong 4.7-star rating from 13 reviews.
1007 Pacific Ave, Tacoma, WA 98402, USA
Boasting a perfect 5.0-star rating from its early Google reviews.
1301 A St #105, Tacoma, WA 98402, USA
Trusted by hundreds locally with a stellar 4.9-star rating from 456 reviews.
7803 Pacific Ave A, Tacoma, WA 98408, USA
Trusted by hundreds of local clients with a stellar 4.8-star rating.
1015 Pacific Ave #102, Tacoma, WA 98402, USA
Exceptional 5.0-star rating from a small number of Google reviews.
2404 S Union Ave, Tacoma, WA 98405, USA
A trusted Tacoma insurance agent with 232 reviews averaging 4.8 stars.
15 S Oregon Ave Ste 207, Tacoma, WA 98409, USA
Exceptional 4.9-star rating from 62 Google reviews for a Tacoma insurance agent.
1712 6th Ave Ste 200, Tacoma, WA 98405, USA
Top-rated Tacoma insurance agent with a perfect 5.0★ average from over 500 reviews.
3025 S Union Ave, Tacoma, WA 98409, USA
Tacoma insurance agent with a 4.9-star rating based on over 1,300 reviews.
7018 Tacoma Mall Blvd, Tacoma, WA 98409, USA
Trusted by hundreds of local clients, this Tacoma agent holds a flawless 5.0-star rating.
3405 N Proctor St, Tacoma, WA 98407, USA
Trusted Tacoma insurance agent with a perfect 5.0-star rating from 14 reviews.
1208 S 10th St, Tacoma, WA 98405, USA
5.0★ from 10 Google reviews for this Tacoma insurance agent.
3820 N 26th St, Tacoma, WA 98407, USA
Trusted by local clients, this Tacoma agent holds a 4.9-star rating from 49 reviews.
6429 S Tacoma Way, Tacoma, WA 98409, USA
Two Google reviews give this Tacoma insurance agent a 1.0-star rating.
4502-4504 S Steele St, Tacoma, WA 98409, USA
Tacoma insurance agent with a 4.9-star rating from over 330 Google reviews.
4961 Main St Ste B, Tacoma, WA 98407, USA
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Insurance Agents in Tacoma, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Alliance West Insurance | 98/100 | 4.9 ★ | 984 |
| 2 | Sound Pacific Insurance | 100/100 | 5.0 ★ | 735 |
| 3 | Freeway Insurance | 98/100 | 4.9 ★ | 353 |
| 4 | Ozanich Insurance Brokers | 88/100 | 4.7 ★ | 69 |
| 5 | Moorehead Insurance Agency | 76/100 | 4.8 ★ | 25 |
| 6 | W Insurance Group | 79/100 | 4.7 ★ | 13 |
| 7 | Butler Auto Insurance Solutions | 64/100 | 5.0 ★ | 2 |
| 8 | Joe Yi - State Farm Insurance Agent | 90/100 | 4.9 ★ | 456 |
| 9 | Farmers Insurance - Anel Galicia Pichardo | 97/100 | 4.8 ★ | 353 |
| 10 | Total Health Insurance | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Tacoma
What is the difference between a captive and independent insurance agent in Tacoma?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Tacoma cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Tacoma?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Tacoma adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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