Highest Rated · Tacoma
Top-Rated Insurance Agents in Tacoma, WA
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Tacoma, WA by verified customer ratings and review volume. The highest-rated is Alliance West Insurance with a 4.9-star rating from 984 verified reviews. Also in the top tier: Sound Pacific Insurance and Freeway Insurance. The average rating across all listed insurance agents in Tacoma is 4.7 stars from 288 reviews per business on average.
Insurance in Tacoma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
288
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Alliance West Insurance
6919 Lakewood Dr W Ste. D-1, Tacoma, WA 98467, USA
Sound Pacific Insurance
3518 6th Ave Ste 202, Tacoma, WA 98406, USA
Insurance Agents Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alliance West Insurance6919 Lakewood Dr W Ste. D-1, Tacoma, WA 98467, USA | 4.9★ | 984 |
| #2 | Sound Pacific Insurance3518 6th Ave Ste 202, Tacoma, WA 98406, USA | 5.0★ | 735 |
| #3 | Freeway Insurance6433 S Tacoma Way, Tacoma, WA 98409, USA | 4.9★ | 353 |
| #4 | Reliable Insurance Brokers LLC1208 S 10th St, Tacoma, WA 98405, USA | 5.0★ | 14 |
| #5 | American Underwriters Insurance Agency6429 S Tacoma Way, Tacoma, WA 98409, USA | 4.9★ | 49 |
| #6 | Vern Fonk Insurance7018 Tacoma Mall Blvd, Tacoma, WA 98409, USA | 4.9★ | 1,378 |
| #7 | Calen Nelsen - State Farm Insurance Agent3405 N Proctor St, Tacoma, WA 98407, USA | 5.0★ | 174 |
| #8 | Progressive Car Insurance4502-4504 S Steele St, Tacoma, WA 98409, USA | 1.0★ | 2 |
| #9 | Pfarr Insurance Agency: Allstate Insurance4961 Main St Ste B, Tacoma, WA 98407, USA | 4.9★ | 331 |
| #10 | Ozanich Insurance Brokers3925 S Orchard St, Tacoma, WA 98466, USA | 4.7★ | 69 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Tacoma
Reliable Insurance Brokers LLC
1208 S 10th St, Tacoma, WA 98405, USA
American Underwriters Insurance Agency
6429 S Tacoma Way, Tacoma, WA 98409, USA
Vern Fonk Insurance
7018 Tacoma Mall Blvd, Tacoma, WA 98409, USA
Calen Nelsen - State Farm Insurance Agent
3405 N Proctor St, Tacoma, WA 98407, USA
Progressive Car Insurance
4502-4504 S Steele St, Tacoma, WA 98409, USA
Pfarr Insurance Agency: Allstate Insurance
4961 Main St Ste B, Tacoma, WA 98407, USA
Ozanich Insurance Brokers
3925 S Orchard St, Tacoma, WA 98466, USA
Butler Auto Insurance Solutions
1301 A St #105, Tacoma, WA 98402, USA
Total Health Insurance
2404 S Union Ave, Tacoma, WA 98405, USA
Amber Trott - State Farm Insurance Agent
3025 S Union Ave, Tacoma, WA 98409, USA
Goosehead Insurance - Jerry Hallman
1712 6th Ave Ste 200, Tacoma, WA 98405, USA
Farmers Insurance - Anel Galicia Pichardo
1015 Pacific Ave #102, Tacoma, WA 98402, USA
Larson Financial & Insurance: Allstate Insurance
15 S Oregon Ave Ste 207, Tacoma, WA 98409, USA
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Frequently Asked Questions — Insurance Agents in Tacoma
What is the difference between a captive and independent insurance agent in Tacoma?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Tacoma cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Tacoma?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Tacoma adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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